*Your rate will be 10–30% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $63.25/ mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Affirm is a financing alternative to credit cards and other credit-payment products. It’s instant financing for online purchases to be paid in fixed, monthly installments over 3, 6, or 12 months.*
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android.
No – checking your eligibility won’t affect your credit score.
Yes. Protecting your personal information is very important to Affirm -- they encrypt sensitive data (like your SSN), and also layer on physical, electronic, and procedural safeguards to protect your info. Also, Affirm will never sell or rent your information to anyone.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps us verify it’s really you who is creating your account and signing in.
Refunds post to your Affirm account once we process your request. If you’ve already made loan payments or a down payment, Affirm issues a refund credit to the bank account or debit card that you used to make the payments, less any interest paid. In the event that we issue a credit instead of a refund, keep in mind: you’re still responsible for paying off your Affirm loan. For more information on refund requests related to your Affirm loan, click here.
At this time, affirm payment plans are only available to residents of the United States.
You can visit their website at affirm.com.
You can visit their Help Center at affirm.com/help.